Dental and vision coverages are most commonly included in which type of health policies?

Dental and vision coverages are predominantly included in group health policies because these policies are designed to provide comprehensive benefits to a large number of people, typically through an employer or organization. Group health insurance often encompasses a variety of additional services and coverage options, such as dental and vision, as a means to offer a more attractive benefits package to employees. This not only enhances employee satisfaction and retention but also encourages preventive care, which can help in overall cost management for insurers.

Individual health policies are generally more focused on primary health care needs and may not include these additional types of coverage unless specifically purchased. Franchise health policies cater to specific businesses or organizations but do not customarily include broader benefits like dental and vision. Blanket health policies provide coverage for specific groups during certain events or activities, yet they also do not typically encompass the routine dental and vision care found in group plans. Thus, the inclusion of dental and vision coverages in group health policies is what makes this option the correct choice.