What is a group dental plan that allows insureds to visit any dentist called?

A group dental plan that allows insureds to visit any dentist is referred to as an open panel plan. This type of plan provides flexibility and freedom of choice to the insured, as they are not restricted to a specific network of dentists. Insured individuals can seek dental care from any provider they choose, which can be beneficial for those looking for a particular type of treatment or a specific dental professional.

In contrast, a closed panel plan limits the insured to a network of pre-approved dentists and specialists. This typically helps control costs for the insurance provider but restricts patient choice. The other terms provided do not relate directly to the concept of dental provider access; nonprofit denotes the business structure of an organization, while a medical savings account is a financial tool used for covering out-of-pocket medical expenses, rather than a dental insurance plan. Open panel plans are thus recognized for their broader access to a variety of dental providers.