What is the primary role of an insurance agent?

The primary role of an insurance agent is to sell and service insurance policies. This involves understanding the various insurance products available, assessing clients' needs, providing appropriate recommendations, and helping clients select policies that best meet their requirements. Additionally, agents are responsible for maintaining relationships with their clients, assisting them with renewals, and providing ongoing support throughout the life of the policy. This aspect of the agent's role is critical as it fosters trust and long-term relationships, which are essential in the insurance industry.

While managing claims, settling disputes, and financing policies may involve other professionals or aspects of the insurance process, they aren't the primary functions of an insurance agent. The focus on policy sales and servicing underscores the agent's role as a key intermediary between the insurance provider and the policyholder, making option B the most accurate representation of their main responsibilities.