Which of the following would NOT be part of the duties of the state Insurance Commissioner?

The role of the state Insurance Commissioner primarily involves overseeing the insurance industry to ensure fair practices and compliance with existing laws rather than creating new laws. The Insurance Commissioner is responsible for conducting financial examinations of domestic insurers to assess their financial stability and compliance with regulatory standards. This ensures that insurers are financially sound and can meet their obligations to policyholders.

Additionally, the Commissioner has the authority to adopt new rules and regulations to clarify and enforce existing laws, which helps in managing the industry effectively. Conducting hearings on unfair trade practices is also a critical function, as it allows the Commissioner to investigate complaints and ensure that market practices are ethical and fair.

Creating new insurance laws typically falls within the purview of the legislative branch of government rather than the responsibilities of the Insurance Commissioner. Therefore, the choice indicating that creating new insurance laws would not be part of the Commissioner's duties accurately reflects the separation of powers and the specific regulatory role of the Insurance Commissioner.