Who is NOT required to sign an application for life insurance?

In the context of a life insurance application, the beneficiary is not required to sign the application. The primary parties involved in the application process typically include the applicant, who initiates the process and provides necessary personal information, and the insured, whose life is being covered by the policy. Additionally, the agent may sign to verify their role in the application process, but the beneficiary's signature is not required at this stage.

The beneficiary is the individual or entity designated to receive the death benefit when the insured passes away, but they are not involved in the application process itself. This separation of roles clarifies that while the insured's health and personal details are under scrutiny, the beneficiary’s consent or acknowledgment is not needed to complete the application.